Could your auto insurance cost up to 40%* less? Compare and find out.

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Renewal notices often get paid without a second look. Policy Plug is designed to interrupt that habit: you enter your details one time, look at the price several insurers would put on comparable coverage, and then choose whether to stay or switch. The comparison costs nothing, and buying is never required.

The comparison in three steps

1. Fill in your details one time Provide a few facts about you and your vehicle. Budget about two minutes for the form; your credit score is not affected when you check quotes.
2. Review the quotes together Policy Plug puts the available rates from multiple insurers on one screen, so you never bounce between insurer websites.
3. Pick one and complete it with the insurer Select the coverage that fits your needs and budget. The policy itself is completed directly with the insurer you chose.

The case for comparing

Most drivers renew without looking at a second insurer. Policy Plug strips out the effort that stops them: a single form, followed by quotes from multiple insurers placed next to one another. Once the figures are lined up, differences in price stand out.

The savings Policy Plug advertises are up to 40%*, based on rate information sourced from ValuePenguin. What you personally see depends on your driving record, the car, your location, the insurer providing the quote, and the coverage level you select. Treat that percentage as a ceiling, not a promise.

Nothing is charged for the comparison, and no one pressures you to move. If your current insurer comes out ahead, you have used a couple of minutes to confirm it.

A few things to know first

Policy Plug, answered

*The rate information cited here comes from ValuePenguin. Actual rates can differ with the coverage level, the insurer, your location, your vehicle, and your driving record. Policy Plug compares quotes and does not act as an insurer. Each insurer decides its own pricing, eligibility, and coverage, and those differ by state, vehicle, and driver. If you click "Compare Free Quotes," "See My Rates," or "Compare Quotes Now," you consent to Policy Plug and its partner insurers reaching you at the phone number and email you supply, using calls, texts, or prerecorded or artificial-voice messages, to tell you about their products and services. Consent is not required to make a purchase. Message and data rates apply. Consent can be withdrawn at any time. Advertisement. InstaPayDirect runs a free loan-request and comparison referral service. We are neither a lender nor an insurer; as a marketing affiliate, we may receive compensation when quotes are requested. We are not Policy Plug, and we are not an insurance company. Policy Plug operates as a comparison service; each insurer sets its own coverage, eligibility, and pricing, and those vary by driver, vehicle, and state.