Several card bills behind? One monthly program payment can take their place.

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The JG Wentworth debt resolution program is built for people carrying $10,000 or more in credit card debt and similar unsecured accounts. It negotiates with your creditors to settle enrolled balances below their full amount. In place of several due dates, you send a single monthly program payment. A free consultation tells you whether the program fits your situation.

How the program runs

1. Take the free call A debt relief specialist takes your call at no cost. You lay out what you owe, which accounts have fallen behind, and how much you can manage each month. There is no obligation.
2. Switch to one program payment Instead of paying several cards, you send one program payment each month. JG Wentworth handles the creditor negotiations, and the money you set aside accumulates inside the program.
3. Settle and close out Plan on somewhere between 24 and 60 months in the program, depending on your situation. When the program says debt free, it means only the unsecured accounts you placed in it.

Ratings as JG Wentworth reports them

These Trustpilot, BBB, and Google figures are the ones JG Wentworth publishes. Scores and review counts change over time.

Know the risks before signing

JG Wentworth, answered

When you click "See If I Qualify," "Check My Debt Options," or "Start My Free Consultation," you consent to JG Wentworth contacting you at the phone number and email you supply by call, text, or prerecorded or artificial-voice message regarding its products and services. Giving consent is not required in order to buy anything. Rates for messages and data apply. Consent can be withdrawn at any time. How long a program lasts depends on the individual's circumstances; programs run between 24 and 60 months. Average graduated clients realize approximate savings of 44% before the program fee and 21% after the program fee. Some debts cannot be enrolled. Any mention of "debt free" means enrolled unsecured debt only. The program is a debt resolution program operated by JGW Debt Settlement, LLC ("JGW"). JGW makes it available in these states: AL, AK, AZ, AR, CA, CO, FL, ID, IN, KY, LA, MD, MA, MI, MS, MO, NE, NM, NV, NY, NC, OK, PA, PR, SD, TN, TX, UT, VA, DC. A consumer living in any other state who contacts JGW may be referred to a law firm that offers debt resolution services there. Results depend on each person's situation, so debt resolution is not appropriate for everyone. Some people who enroll do not finish the program, in some cases because they are unable to save enough. Savings from a successful negotiation can carry tax consequences; consult a tax professional. Using debt settlement services and stopping payments to creditors: (1) is likely to harm your creditworthiness and make credit more difficult to obtain; (2) may expose you to collection activity or to lawsuits brought by creditors or by debt collectors; and (3) may raise the total you owe as fees and interest accrue. Some creditors will decline to reduce a principal balance. JGW bases its fees on a percentage of what you enroll in the program. Read the program agreement, and make sure you understand it, before enrolling. JG Wentworth neither pays nor assumes any debt, and it offers no legal, financial or tax advice and no credit repair services. Seek that advice from independent professionals. This communication is a solicitation. Advertisement. InstaPayDirect, a free loan-request and comparison referral service, is neither a lender nor an insurer, does not settle debts, and is not JG Wentworth. Compensation may reach us when a consultation is requested through this page. Debt resolution programs are neither loans nor credit counseling.