/* InstaPayDirect "Cobalt Direct" design system (2026-09-25). White canvas, cobalt bento blocks, ice panels, signal-yellow accents, serif headlines. */
:root{--white:#FFFFFF;--ice:#EEF2FF;--ice-2:#E3E9FF;--cobalt:#1447E6;--cobalt-deep:#0F37B8;--midnight:#0B1B3F;--ink:#0B1B3F;--ink-2:#3E4B6E;--ink-3:#6C7898;--signal:#FFD447;--signal-2:#FFF1B8;
 --line:rgba(11,27,63,.14);--line-2:rgba(11,27,63,.08);--serif:'DM Serif Display',Georgia,'Times New Roman',serif;--sans:'Plus Jakarta Sans',system-ui,-apple-system,'Segoe UI',sans-serif;--mono:'Space Mono',ui-monospace,'SF Mono',Menlo,monospace;
 --r:18px;--r-sm:12px;--sh:0 24px 56px -30px rgba(11,27,63,.35);--sh-sm:0 10px 24px -16px rgba(11,27,63,.25);--w:1180px;--w-narrow:760px}
*{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--white);color:var(--ink);font:16px/1.6 var(--sans);-webkit-font-smoothing:antialiased;overflow-x:clip}
img,svg{display:block;max-width:100%}a{color:inherit;text-decoration:none}button{font:inherit;color:inherit;background:none;border:0;padding:0;cursor:pointer}
h1,h2,h3,h4{font-family:var(--serif);font-weight:400;letter-spacing:-.005em;margin:0;line-height:1.06}
h1{font-size:clamp(42px,5.8vw,72px)}h2{font-size:clamp(32px,4vw,50px)}h3{font-size:clamp(22px,2.2vw,28px);line-height:1.15}h4{font-size:19px;line-height:1.2}
h1 mark{background:linear-gradient(transparent 58%,var(--signal) 58%);color:inherit;padding:0 .06em}
p{margin:0}.lede{font-size:17.5px;line-height:1.65;color:var(--ink-2);max-width:60ch}
.mono{font-family:var(--mono);font-size:12px;letter-spacing:.04em;text-transform:uppercase}
.kicker{display:inline-flex;align-items:center;gap:8px;font-family:var(--mono);font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--cobalt);margin-bottom:12px}
.kicker::before{content:"";width:18px;height:2px;background:currentColor;border-radius:2px}.kicker--light{color:#fff}
.wrap{width:min(var(--w),calc(100% - 32px));margin:0 auto}
.skip{position:absolute;left:-999px;top:8px;background:var(--midnight);color:#fff;padding:8px 12px;border-radius:8px}.skip:focus{left:8px;z-index:100}
.sec{padding:80px 0}.sec--tight{padding:44px 0}.sec__head{max-width:720px;margin:0 auto 38px;text-align:center}.sec__head .lede{margin:14px auto 0}.sec__head--left{margin:0 0 28px;text-align:left}.sec__head--left .lede{margin-left:0}
.split{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:56px;align-items:start}.sticky{position:sticky;top:96px}
/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:0 22px;border-radius:12px;font-weight:700;font-size:15px;letter-spacing:-.01em;white-space:nowrap;transition:transform .16s,box-shadow .16s,background .16s,border-color .16s}
.btn--cta{background:var(--cobalt);color:#fff;box-shadow:0 12px 26px -14px rgba(20,71,230,.8)}.btn--cta:hover{background:var(--cobalt-deep);transform:translateY(-1px)}
.btn--white{background:#fff;color:var(--cobalt)}.btn--white:hover{background:var(--ice)}
.btn--ghost{background:transparent;color:var(--ink);border:1px solid var(--line)}.btn--ghost:hover{border-color:var(--ink)}
.btn--outline{background:#fff;color:var(--ink);border:1px solid var(--line)}.btn--outline:hover{border-color:var(--cobalt);color:var(--cobalt)}
.btn--sm{min-height:42px;padding:0 16px;font-size:14px}.btn--block{width:100%}.btn .lock{width:14px;height:14px}
.btn[data-pending]{opacity:.5;cursor:not-allowed;pointer-events:none}
.tlink{display:inline-flex;align-items:center;gap:8px;font-weight:700;color:var(--cobalt);margin-top:auto}.tlink .arr{width:16px;height:16px;transition:transform .16s}.tlink:hover .arr{transform:translateX(3px)}
.tint-cobalt .tlink{color:#fff}
/* brand */
.brand{display:inline-flex;align-items:center;gap:10px}.brand .mark{width:34px;height:34px}
.wm{font-family:var(--serif);font-size:24px;letter-spacing:-.01em;color:var(--ink);white-space:nowrap}.wm b{font-weight:400;color:var(--cobalt)}
/* header */
.hdr{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.9);backdrop-filter:saturate(1.3) blur(10px);border-bottom:1px solid var(--line-2)}
.hdr-in{width:min(var(--w),calc(100% - 32px));margin:0 auto;height:70px;display:flex;align-items:center;gap:18px}
.nav{margin-left:auto;display:flex;align-items:center;gap:6px}.nav-main{list-style:none;margin:0;padding:0;display:flex;gap:2px}.nav-item{position:relative}
.nav-link,.nav-mega-trigger{display:inline-flex;align-items:center;gap:6px;height:40px;padding:0 13px;border-radius:10px;font-weight:600;font-size:14px;color:var(--ink-2)}
.nav-link:hover,.nav-mega-trigger:hover,.nav-link[aria-current],.is-current>.nav-mega-trigger{color:var(--cobalt);background:var(--ice)}.nav-mega-trigger .chev{width:10px;height:7px}
.nav-mega-panel{position:absolute;top:48px;left:0;min-width:330px;background:#fff;border:1px solid var(--line-2);border-radius:14px;box-shadow:var(--sh);padding:8px}
.nav-mega-grid{display:grid;gap:2px}.nav-mega-grid a{display:flex;align-items:center;gap:12px;padding:8px 10px;border-radius:10px}.nav-mega-grid a:hover{background:var(--ice)}
.nav-mega-grid img{width:38px;height:38px;border-radius:9px;background:var(--ice);padding:4px}.nav-mega-grid b{display:block;font-weight:700;font-size:14.5px}.nav-mega-grid small{display:block;font-size:12.5px;color:var(--ink-3)}
.nav-cta{margin-left:6px}.nav-mobile-cta,.nav-toggle{display:none}
.nav-toggle{width:44px;height:44px;border-radius:12px;border:1px solid var(--line);flex-direction:column;align-items:center;justify-content:center;gap:5px;margin-left:auto}.nav-toggle span{display:block;width:18px;height:2px;background:var(--ink);border-radius:2px}
.hdr.lh .hdr-in{justify-content:space-between}
@media(max-width:960px){.nav{display:none;position:absolute;left:0;right:0;top:70px;background:#fff;border-bottom:1px solid var(--line);padding:12px 16px 18px;flex-direction:column;align-items:stretch;gap:8px}.nav.is-open{display:flex}
 .nav-main{flex-direction:column;gap:2px}.nav-link,.nav-mega-trigger{width:100%;justify-content:space-between;height:46px}.nav-mega-panel{position:static;box-shadow:none;border:0;background:var(--ice);margin:4px 0 8px}
 .nav-cta{display:none}.nav-mobile-cta{display:inline-flex;margin-top:6px}.nav-toggle{display:flex}}
/* hero */
.hero{position:relative;padding:40px 0 64px;overflow:hidden;background:var(--white)}
.grid-bg{position:absolute;inset:0;background-image:radial-gradient(rgba(20,71,230,.16) 1px,transparent 1.2px);background-size:22px 22px;mask-image:linear-gradient(180deg,rgba(0,0,0,.9),rgba(0,0,0,0) 90%);-webkit-mask-image:linear-gradient(180deg,rgba(0,0,0,.9),rgba(0,0,0,0) 90%);pointer-events:none}
.hero-in{position:relative;display:grid;justify-items:center;gap:38px}
.pcard{width:min(640px,100%);background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--sh);overflow:hidden}
.pcard-top{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:14px 18px;background:var(--midnight);color:#fff}
.pcard-id{display:flex;align-items:center;gap:10px}.pcard-id .mark{width:36px;height:36px}.pcard-top .name{font-family:var(--serif);font-size:20px;line-height:1}.pcard-top .kind{color:#9FB2E8;margin-top:3px;font-size:11px}
.live{display:inline-flex;align-items:center;gap:7px;color:#CFE0FF;font-size:11px}.live i{width:8px;height:8px;border-radius:50%;background:var(--signal);box-shadow:0 0 0 4px rgba(255,212,71,.25)}
.pmain{padding:22px 22px 18px}.pmain h2{font-size:30px;margin-bottom:8px}.welcome{color:var(--cobalt);margin-bottom:8px}
.form-host{min-height:210px;margin:0 -4px}
.chips{display:flex;gap:8px;flex-wrap:wrap;margin-top:16px;padding-top:16px;border-top:1px solid var(--line-2)}
.chip{display:inline-flex;align-items:baseline;gap:6px;padding:8px 12px;border-radius:10px;background:var(--ice);font-family:var(--mono);font-size:11.5px;letter-spacing:.03em;text-transform:uppercase;color:var(--ink-2)}.chip b{font-family:var(--sans);font-weight:800;font-size:14px;letter-spacing:0;text-transform:none;color:var(--ink)}
.ssl{display:flex;align-items:center;gap:8px;margin-top:14px;font-size:13px;color:var(--ink-3)}.ssl svg{width:15px;height:15px;flex:0 0 auto}
.hero-copy{text-align:center;max-width:820px}.hero-copy h1{margin-bottom:16px}.hero-copy .lede{margin:0 auto}
.hero-keys{list-style:none;margin:30px auto 0;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:14px;max-width:860px;text-align:left}
.hero-keys li{padding:16px 18px;border-radius:14px;background:var(--ice)}.hero-keys b{display:block;font-weight:800;font-size:15.5px;margin-bottom:5px}.hero-keys span{font-size:14px;color:var(--ink-2);line-height:1.5}
/* ZeroParallel embed on the white card (mount stays empty; the classic renderer writes #omForm-root at the script) */
#zeroparallel_form:empty{display:none}
#omForm-root{width:100%!important;max-width:100%!important;margin:0 auto!important}#omForm-root>div{min-height:0!important}
#omForm-root form,#omForm,.omForm-wrapper{background:transparent!important;box-shadow:none!important;border:0!important;height:auto!important;min-height:0!important;padding-top:8px!important;padding-bottom:6px!important;width:100%!important;box-sizing:border-box}
#omForm-root select,.om-select{width:100%!important;font-family:var(--sans)!important;border-radius:10px!important;min-height:52px!important}
.om-navigation__next,#omForm-root button[type=submit]{width:100%!important;background:var(--cobalt)!important;color:#fff!important;border:0!important;border-radius:12px!important;min-height:52px!important;font-family:var(--sans)!important;font-weight:700!important;letter-spacing:0!important}
/* bento */
.bento{display:grid;grid-template-columns:repeat(12,1fr);grid-auto-rows:minmax(0,auto);gap:14px}
.bento>*{border-radius:var(--r);padding:30px;min-width:0}
.bento-a{grid-column:span 7;grid-row:span 2;position:relative;overflow:hidden;background:var(--cobalt);color:#fff;display:flex;flex-direction:column;align-items:flex-start;min-height:440px}
.bento-a h2{max-width:11ch;color:#fff}.bento-a .lede{color:#D6E0FF;margin:14px 0 24px;max-width:36ch}
.bento-art{position:absolute;right:-6%;bottom:-8%;width:min(58%,360px);opacity:.95;pointer-events:none}.bento-art img{width:100%;height:auto}
.bento-b{grid-column:span 5;background:var(--ice)}
.tools{list-style:none;margin:0;padding:0;display:grid;gap:8px}.tools li{display:grid;grid-template-columns:96px 1fr;gap:12px;align-items:center;padding:12px 14px;border-radius:12px;background:#fff}.tools .mono{color:var(--cobalt)}
.tools-note{margin-top:14px;font-size:14px;color:var(--ink-2)}
.bento-c{grid-column:span 5;background:#fff;border:1px solid var(--line)}
.range{display:flex;align-items:baseline;gap:12px;flex-wrap:wrap}.range b{font-family:var(--serif);font-weight:400;font-size:clamp(44px,5vw,64px);line-height:1;letter-spacing:-.02em;color:var(--cobalt)}.range .mono{color:var(--ink-3)}
.bento-d{grid-column:1/-1;background:var(--ice);padding:16px}
.ctiles{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
.ctile{display:flex;align-items:center;gap:12px;padding:12px 14px;border-radius:14px;background:#fff;border:1px solid transparent;transition:border-color .16s,transform .16s}.ctile:hover{border-color:var(--cobalt);transform:translateY(-2px)}
.ctile img{width:52px;height:52px;flex:0 0 auto}.ctile b{display:block;font-weight:800;font-size:15px}.ctile small{display:block;font-size:12.5px;color:var(--ink-3)}.ctile .arr{width:16px;height:16px;margin-left:auto;color:var(--cobalt);opacity:0;transition:opacity .16s}.ctile:hover .arr{opacity:1}
.tile-dot{width:52px;height:52px;border-radius:12px;background:var(--ice-2);flex:0 0 auto}
@media(max-width:960px){.bento-a,.bento-b,.bento-c{grid-column:1/-1;grid-row:auto}.bento-a{min-height:360px}.bento>*{padding:24px}.ctiles{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.ctiles{grid-template-columns:1fr}.bento-art{width:56%;right:-10%;bottom:-6%}}
/* three-up media cards */
.mcards{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.mcard{border-radius:var(--r);overflow:hidden;display:flex;flex-direction:column;border:1px solid var(--line-2)}
.mcard-art{position:relative;height:250px;display:flex;align-items:center;justify-content:center;padding:18px}.mcard-art img{height:200px;width:auto;max-width:80%;object-fit:contain}
.mcard-n{position:absolute;top:16px;left:18px;color:var(--ink-3)}.tint-cobalt .mcard-n{color:#CFE0FF}
.mcard-body{padding:22px 22px 24px;display:flex;flex-direction:column;flex:1}.mcard-body h3{margin-bottom:8px}.mcard-body>p{font-size:14.5px;color:var(--ink-2);line-height:1.6;margin-bottom:14px}
.mcard-pts{list-style:none;margin:0 0 18px;padding:0;display:grid;gap:10px}.mcard-pts b{display:block;font-size:13.5px;font-weight:800}.mcard-pts span{display:block;font-size:13px;color:var(--ink-2);line-height:1.5}
.tint-ice{background:var(--ice)}.tint-ice .mcard-body{background:#fff}
.tint-cobalt{background:var(--cobalt);color:#fff;border-color:var(--cobalt)}.tint-cobalt .mcard-body{background:var(--cobalt)}.tint-cobalt .mcard-body>p,.tint-cobalt .mcard-pts span{color:#D6E0FF}
.tint-signal{background:var(--signal-2)}.tint-signal .mcard-body{background:#fff}
@media(max-width:900px){.mcards{grid-template-columns:1fr}.mcard-art{height:220px}.mcard-art img{height:176px}}
/* numbers + chart */
.numbers{display:grid;grid-template-columns:minmax(0,.95fr) minmax(0,1.05fr);gap:40px;align-items:center;padding:36px;border-radius:var(--r);background:var(--midnight);color:#fff}
.numbers h2{color:#fff}.numbers .lede{color:#C9D5F7;margin:14px 0 24px}.numbers .kicker{color:var(--signal)}
.nstats{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}.nstats div{padding:14px;border-radius:12px;background:rgba(255,255,255,.07)}.nstats b{display:block;font-family:var(--serif);font-weight:400;font-size:34px;line-height:1}.nstats span{display:block;font-family:var(--mono);font-size:10.5px;letter-spacing:.06em;text-transform:uppercase;color:#9FB2E8;margin-top:6px}
.chart{padding:8px 4px 0}.bars{display:grid;grid-template-columns:repeat(15,1fr);gap:6px;align-items:end;height:220px}
.bar{display:block;height:100%;position:relative}.bar i{position:absolute;left:0;right:0;bottom:0;height:var(--h);border-radius:6px 6px 3px 3px;background:linear-gradient(180deg,#4F78F0,var(--cobalt))}.bar:last-child i{background:linear-gradient(180deg,#FFE27A,var(--signal))}
.axis{display:flex;justify-content:space-between;margin-top:10px;color:#9FB2E8;font-size:11px}
@media(max-width:900px){.numbers{grid-template-columns:1fr;padding:26px 20px}.bars{height:160px;gap:4px}.nstats b{font-size:26px}}
/* fees + features */
.fees{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:40px;align-items:start}
.fees h2{font-size:clamp(40px,5vw,64px)}.fees .lede{margin:14px 0 22px}.fees .acts{display:flex;gap:10px;flex-wrap:wrap}.fees-note{margin-top:20px;font-size:13.5px;color:var(--ink-3);border-top:1px solid var(--line-2);padding-top:14px}
.feats{display:grid;gap:12px}
.feat{display:grid;grid-template-columns:96px 1fr;gap:18px;align-items:center;background:var(--ice);border-radius:var(--r);padding:18px 22px}
.feat-art{width:96px;height:96px;display:flex;align-items:center;justify-content:center}.feat-art img{width:88px;height:88px;object-fit:contain}.feat h3{font-size:22px;margin-bottom:6px}.feat p{font-size:14.5px;line-height:1.55;color:var(--ink-2)}
@media(max-width:900px){.fees{grid-template-columns:1fr}}@media(max-width:480px){.feat{grid-template-columns:1fr;text-align:left}.feat-art{width:80px;height:80px}.feat-art img{width:74px;height:74px}}
/* accordions */
.acc details{border-bottom:1px solid var(--line)}.acc summary{list-style:none;cursor:pointer;display:flex;align-items:center;gap:16px;padding:18px 4px;font-family:var(--serif);font-size:22px;line-height:1.2}.acc summary::-webkit-details-marker{display:none}
.acc .num{font-family:var(--mono);font-size:12px;color:var(--cobalt);flex:0 0 auto}.acc .plus{margin-left:auto;width:28px;height:28px;border-radius:8px;background:var(--ice);position:relative;flex:0 0 auto}
.acc .plus::before,.acc .plus::after{content:"";position:absolute;left:8px;right:8px;top:13px;height:2px;background:var(--cobalt);border-radius:2px}.acc .plus::after{transform:rotate(90deg);transition:transform .2s}.acc details[open] .plus::after{transform:rotate(0)}
.acc .body{padding:0 44px 20px 40px;color:var(--ink-2);line-height:1.65;font-size:15.5px}
.acc--card details{background:var(--ice);border:0;border-radius:14px;margin-bottom:10px}.acc--card summary{padding:16px 18px}.acc--card .body{padding:0 58px 18px 58px}
@media(max-width:700px){.acc summary{font-size:19px;gap:12px}.acc .body{padding:0 8px 18px 32px}.acc--card .body{padding:0 18px 16px 46px}}
/* trust */
.trust{padding:80px 0;background:var(--ice)}.trust .sec__head h2{max-width:20ch}
.trust-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.trust-grid>*{min-width:0}
.tcard{background:#fff;border:1px solid var(--line-2);border-radius:var(--r);padding:26px}.tcard h3{font-size:24px;margin-bottom:10px}.tcard p{font-size:15px;line-height:1.6;color:var(--ink-2)}
.tcard .acts{display:flex;flex-wrap:wrap;gap:8px;margin-top:18px}.tcard .acts .btn{white-space:normal;text-align:center}.tcard--wide{grid-column:1/-1;display:grid;grid-template-columns:auto 1fr;gap:10px 30px;align-items:center}
.tcard--wide h3{grid-column:1/-1}.tcard--wide .big{font-family:var(--serif);font-size:clamp(64px,9vw,112px);line-height:.9;color:var(--cobalt)}.tcard--wide .acts{grid-column:1/-1}
@media(max-width:760px){.trust-grid{grid-template-columns:1fr}.tcard--wide{grid-template-columns:1fr}}
/* footer */
.ft{background:var(--midnight);color:#DCE4FA;padding:0 0 28px;border-top:6px solid var(--signal)}
.ft-in{width:min(var(--w),calc(100% - 32px));margin:0 auto}.ft-top{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:34px;padding:50px 0 38px;border-bottom:1px solid rgba(255,255,255,.12)}
.ft .wm{color:#fff}.ft .wm b{color:var(--signal)}.ft-tag{font-family:var(--serif);font-size:20px;margin:14px 0 8px;color:#fff}.ft-mail{font-family:var(--mono);font-size:13px;color:#9FB2E8}
.ft-col h4{font-family:var(--mono);font-size:11.5px;letter-spacing:.12em;text-transform:uppercase;color:var(--signal);margin-bottom:12px}.ft-col a{display:block;font-size:14px;color:#DCE4FA;padding:4px 0}.ft-col a:hover{color:#fff}
.disc{padding:26px 0;font-size:12.5px;line-height:1.6;color:#AAB8DE}.disc p{margin-bottom:10px}.disc b{color:#DCE4FA}.disc a{color:#9FB2E8}
.ft-bottom{display:flex;justify-content:space-between;flex-wrap:wrap;gap:8px;font-family:var(--mono);font-size:12px;color:#AAB8DE;padding-top:20px;border-top:1px solid rgba(255,255,255,.12)}
@media(max-width:860px){.ft-top{grid-template-columns:1fr 1fr}}@media(max-width:520px){.ft-top{grid-template-columns:1fr}}
/* sticky mobile cta */
.sticky-cta{position:fixed;left:12px;right:12px;bottom:12px;z-index:40;visibility:hidden;opacity:0;transform:translateY(12px);transition:opacity .2s,transform .2s,visibility .2s}.sticky-cta.is-on{visibility:visible;opacity:1;transform:none}
@media(min-width:761px){.sticky-cta{display:none}}
/* reveals */
.rv{opacity:0;transform:translateY(14px);transition:opacity .55s ease,transform .55s ease}.rv.is-in{opacity:1;transform:none}
@media(prefers-reduced-motion:reduce){.rv{opacity:1;transform:none;transition:none}html{scroll-behavior:auto}}
/* vertical pages */
.v-hero{padding:44px 0 26px}.v-hero-grid{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:48px;align-items:center}
.crumb{color:var(--ink-3);margin-bottom:14px}.crumb a{color:var(--cobalt)}
.v-hero h1{font-size:clamp(38px,4.8vw,60px);margin-bottom:14px}.v-keys{list-style:none;padding:0;margin:20px 0 24px;display:flex;flex-wrap:wrap;gap:8px 20px;font-size:14px;font-weight:600;color:var(--ink-2)}.v-keys li{display:flex;align-items:center;gap:8px}.v-keys svg{width:15px;height:15px;color:var(--cobalt)}
.v-art{position:relative;border-radius:var(--r);background:var(--ice);aspect-ratio:4/3;overflow:hidden}.v-art img{position:absolute;inset:8%;width:84%;height:84%;object-fit:contain}
.v-art::after{content:"";position:absolute;inset:0;background-image:radial-gradient(rgba(20,71,230,.14) 1px,transparent 1.2px);background-size:20px 20px;mask-image:radial-gradient(circle at 50% 50%,transparent 38%,#000 100%);-webkit-mask-image:radial-gradient(circle at 50% 50%,transparent 38%,#000 100%);pointer-events:none}
@media(max-width:900px){.v-hero-grid{grid-template-columns:1fr;gap:22px}.v-art{max-width:520px;aspect-ratio:16/10}}
.offers{display:grid;gap:12px}.offers-loading,.offers-empty{padding:32px 22px;text-align:center;border:1px dashed var(--line);border-radius:var(--r);color:var(--ink-2);background:#fff}.offers-empty b{display:block;font-family:var(--serif);font-weight:400;font-size:26px;margin-bottom:8px;color:var(--ink)}
.offer{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px}.offer-ribbon{display:flex;gap:10px;align-items:center;font-family:var(--mono);font-size:11px;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-2);margin-bottom:14px}.offer-ribbon-badge{background:var(--signal-2);padding:4px 10px;border-radius:8px}
.offer-head{display:flex;gap:14px;align-items:center}.offer-logo{height:40px;width:auto;max-width:150px;object-fit:contain}.offer-mono{display:inline-grid;place-items:center;width:44px;height:44px;border-radius:12px;color:#fff;font-family:var(--serif);font-size:22px}
.offer-id h3{font-size:24px}.offer-tagline{font-size:13.5px;color:var(--ink-3)}.offer-score{margin-left:auto;text-align:right}.offer-score b{display:block;font-family:var(--serif);font-weight:400;font-size:30px;line-height:1}.offer-score span{font-family:var(--mono);font-size:11px;color:var(--ink-3)}
.offer-best{margin-top:12px;font-weight:700}.offer-feats{display:grid;grid-template-columns:repeat(2,1fr);gap:8px 20px;margin:14px 0 0}.offer-feat dt{font-family:var(--mono);font-size:11px;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-3)}.offer-feat dd{margin:0;font-weight:700}
.offer-points{margin:12px 0 0;padding-left:18px;color:var(--ink-2)}.offer-why{margin-top:12px;color:var(--ink-2)}.offer-act{display:flex;flex-wrap:wrap;gap:12px;align-items:center;margin-top:18px}.offer-pill{font-family:var(--mono);font-size:12px;background:var(--ice);padding:8px 12px;border-radius:10px}.offer-secure{font-family:var(--mono);font-size:12px;color:var(--ink-3)}
.btn--accent{background:var(--cobalt);color:#fff}.offer-review{display:inline-block;margin-top:12px;color:var(--cobalt);text-decoration:underline}.offer-fine{margin-top:12px;font-size:12px;color:var(--ink-3)}
.vsteps{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.vstep{background:var(--ice);border-radius:var(--r);padding:26px 24px}.vstep .n{display:block;color:var(--cobalt);margin-bottom:14px}.vstep h3{margin-bottom:8px}.vstep p{font-size:14.5px;color:var(--ink-2);line-height:1.6}
@media(max-width:760px){.vsteps{grid-template-columns:1fr}}
.cta-band{display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap;padding:40px;border-radius:var(--r);background:var(--cobalt);color:#fff}.cta-band h2{color:#fff;margin-bottom:10px}.cta-band .lede{color:#D6E0FF;margin:0}
@media(max-width:700px){.cta-band{padding:28px 22px}}
/* offer pages */
.op{max-width:var(--w-narrow);margin:0 auto;padding:36px 0 20px}.op--wide{max-width:var(--w)}
.op-brand{display:flex;align-items:center;gap:14px;margin:8px 0 22px}.op-logo{display:grid;place-items:center;height:64px;padding:0 14px;background:#fff;border:1px solid var(--line);border-radius:14px}.op-logo img{height:34px;width:auto}.op-ad{color:var(--ink-3)}
.op h1{font-size:clamp(34px,4.6vw,54px)}.op .sub{font-size:18px;line-height:1.6;color:var(--ink-2);margin:14px 0 20px;max-width:60ch}
.op-hi{list-style:none;padding:0;margin:0 0 22px;display:grid;gap:10px}.op-hi li{display:flex;gap:10px;align-items:flex-start;font-size:16px}.op-hi svg{width:18px;height:18px;flex:0 0 auto;margin-top:3px;color:var(--cobalt)}
.op-ctas{display:flex;align-items:center;gap:16px;flex-wrap:wrap;margin-bottom:12px}.op-note{font-family:var(--mono);font-size:12px;line-height:1.6;color:var(--ink-3);margin:8px 0 18px;text-transform:none;letter-spacing:0}
.op .lead{font-size:18px;line-height:1.65;color:var(--ink-2);margin:0 0 26px}.glance{background:var(--ice);border-radius:var(--r);padding:22px;margin:0 0 26px}.glance ul{list-style:none;padding:0;margin:8px 0 0;display:grid;grid-template-columns:repeat(2,1fr);gap:10px 20px}.glance li{display:flex;justify-content:space-between;gap:12px;border-bottom:1px solid var(--line-2);padding:8px 0;font-size:14.5px}.glance strong{text-align:right}
.op h2{font-size:clamp(26px,3vw,36px);margin:36px 0 12px}.op p{margin:0 0 14px;line-height:1.7;color:var(--ink-2)}.op ol{padding-left:22px;color:var(--ink-2);line-height:1.7}.op ol li{margin-bottom:10px}.op ol strong{color:var(--ink);font-weight:800}
.op-table{width:100%;border-collapse:collapse;margin:8px 0 14px}.op-table td{padding:12px 10px;border-bottom:1px solid var(--line-2);vertical-align:top}.op-table td:first-child{font-family:var(--mono);font-size:12px;color:var(--ink-3);width:38%}
.fit{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:8px 0 14px}.fit article{background:var(--ice);border-radius:var(--r);padding:20px}.fit h3{font-size:22px;margin-bottom:8px}.fit ul{margin:0;padding-left:18px;color:var(--ink-2)}
.chips--wrap{margin:8px 0 14px;padding:0;border:0}.chips--wrap span{font-family:var(--mono);font-size:12px;padding:8px 12px;border-radius:10px;background:var(--ice)}
.proof{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:8px 0 14px}.proof article{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:18px;text-align:center}.proof .src{font-family:var(--mono);font-size:11px;color:var(--ink-3)}.proof .stars{display:flex;justify-content:center;gap:2px;margin:8px 0}.proof .stars svg{width:14px;height:14px;fill:var(--signal)}.proof b{display:block;font-family:var(--serif);font-weight:400;font-size:30px}.proof span{font-size:12.5px;color:var(--ink-3)}
.op-box{background:var(--ice);border-left:3px solid var(--cobalt);border-radius:0 var(--r) var(--r) 0;padding:18px 20px;margin:8px 0 18px}.op-box p{margin:0}
.op-mid{text-align:center;padding:30px 0}.op-mid p{margin-top:10px;color:var(--ink-3);text-transform:none;letter-spacing:0}
.ad-slot{border:1px dashed var(--line);border-radius:var(--r);padding:16px;text-align:center;color:var(--ink-3);margin:0 0 20px}
.op-fine{font-size:12px;color:var(--ink-3);line-height:1.6;margin:20px 0}.op-close{text-align:center;padding:34px 0 10px}.op-close .back{display:inline-block;margin-top:14px;font-weight:700;font-size:14px;color:var(--cobalt)}
.adv-hero{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:40px;align-items:center}.adv-art{position:relative;border-radius:var(--r);background:var(--ice);aspect-ratio:4/3;overflow:hidden}.adv-art img{position:absolute;inset:9%;width:82%;height:82%;object-fit:contain}
@media(max-width:900px){.adv-hero{grid-template-columns:1fr}.fit,.proof{grid-template-columns:1fr}.glance ul{grid-template-columns:1fr}}
/* legal */
.legal-wrap{width:min(var(--w-narrow),calc(100% - 32px));margin:36px auto 60px}
main.legal{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:34px 30px}
main.legal h1{font-size:clamp(30px,3.8vw,42px);margin-bottom:8px}main.legal h2{font-size:24px;margin:28px 0 8px}main.legal h3{font-size:20px;margin:18px 0 6px}
main.legal p,main.legal li{color:var(--ink-2);line-height:1.7}main.legal p{margin:0 0 12px}main.legal a{color:var(--cobalt);text-decoration:underline}
main.legal table{width:100%;max-width:100%;border-collapse:collapse;font-size:14px}@media(max-width:700px){main.legal table{display:block;overflow-x:auto;-webkit-overflow-scrolling:touch}}
main.legal td,main.legal th{border-bottom:1px solid var(--line-2);padding:8px 6px;text-align:left;vertical-align:top}
main.legal input,main.legal select,main.legal textarea{font:inherit;width:100%;border:1px solid var(--line);border-radius:10px;padding:12px 14px;background:#fff;color:var(--ink);min-height:48px}
main.legal button,main.legal .btn{font-family:var(--sans);font-weight:700;font-size:15px;background:var(--cobalt);color:#fff;border:0;border-radius:12px;min-height:48px;padding:0 22px;cursor:pointer}
main.legal label{display:block;font-family:var(--mono);font-size:12px;letter-spacing:.05em;text-transform:uppercase;color:var(--ink-3);margin:14px 0 6px}
main.legal .card{background:var(--ice);border-radius:16px;padding:26px 22px;margin:18px 0 26px}main.legal .field{margin-bottom:14px}main.legal .field label{margin-top:0}main.legal .subm{width:100%;margin-top:6px}
main.legal .msg{display:none;margin-top:12px;font-size:14px;border-radius:10px;padding:12px 14px}main.legal .msg.ok{background:#fff;color:var(--ink)}main.legal .msg.err{background:#FBE3E3;color:#7A2020}main.legal .err-field{display:none;color:#B23A3A;font-size:12px;margin-top:6px}
/* 404 */
.nf{max-width:640px;margin:0 auto;padding:50px 22px 60px;text-align:center}.nf-art{border-radius:var(--r);background:var(--ice);max-width:380px;margin:0 auto 26px;padding:24px}.nf-art img{max-width:min(100%,300px);margin:0 auto}.nf h1{font-size:clamp(34px,4.6vw,52px)}
/* modal */
.cmp-modal{position:fixed;inset:0;z-index:90;background:rgba(11,27,63,.55);display:none;align-items:center;justify-content:center;padding:16px}.cmp-modal.is-open{display:flex}
.cmp-modal-card{width:min(860px,100%);max-height:calc(100dvh - 32px);background:#fff;border-radius:var(--r);display:flex;flex-direction:column;overflow:hidden}.cmp-modal-head{display:flex;justify-content:flex-end;padding:10px 12px;border-bottom:1px solid var(--line-2)}
.cmp-modal-close{width:40px;height:40px;border-radius:10px;font-size:26px;line-height:1;background:var(--ice)}.cmp-modal-body{overflow:auto;padding:24px 28px 34px}.cmp-modal-body h1{font-size:32px;margin-bottom:8px}.cmp-modal-body h2{font-size:22px;margin:24px 0 8px}.cmp-modal-body p,.cmp-modal-body li{color:var(--ink-2);line-height:1.7}.cmp-modal-body a{color:var(--cobalt);text-decoration:underline}
.cmp-modal-body input,.cmp-modal-body select,.cmp-modal-body textarea{font:inherit;width:100%;border:1px solid var(--line);border-radius:10px;padding:12px 14px;min-height:48px}.cmp-modal-body button{font-family:var(--sans);font-weight:700;background:var(--cobalt);color:#fff;border-radius:12px;min-height:48px;padding:0 22px}
.cmp-modal-body .msg{display:none;margin-top:12px;font-size:14px;border-radius:10px;padding:12px 14px}.cmp-modal-body .msg.ok{background:var(--ice)}.cmp-modal-body .msg.err{background:#FBE3E3;color:#7A2020}.cmp-modal-body .err-field{display:none;color:#B23A3A;font-size:12px}
body.cmp-modal-open{overflow:hidden}
.art-missing{display:block;width:60%;aspect-ratio:1;margin:0 auto;border-radius:14px;background:var(--ice-2)}
@media(max-width:760px){.sec{padding:54px 0}.split{grid-template-columns:1fr;gap:22px}.sticky{position:static}.hero{padding:22px 0 44px}.hero-in{gap:28px}.pmain{padding:18px 16px}.pcard-top{padding:12px 14px}.live{display:none}
 .hero-keys{grid-template-columns:1fr;gap:8px}.hero-copy h1{font-size:clamp(36px,10.5vw,46px)}.trust{padding:54px 0}.chip{padding:7px 10px}}

/* ---- offer rollout 2026-10-09: advertiser logos, personalisation slots, hook + offer first (phone and desktop), wall cards ---- */
.op-logo{height:auto;min-height:64px;padding:10px 16px;max-width:100%}
.op-logo img.adv-logo{height:auto;width:var(--lw,200px);max-width:calc(100vw - 96px)}
.op-logo--card{padding:0;border:0;background:none;min-height:0}
.op-logo--card img.adv-logo{border-radius:10px;box-shadow:var(--sh-sm)}
.op-top{display:flex;flex-direction:column;align-items:stretch;min-width:0}
.op-top>.op-brand{margin:0 0 14px}
.op-top>.kicker,.op-top>.op-welcome{align-self:flex-start}
.op-top>.op-hook{order:1}.op-top>.op-ctas{order:2}.op-top>.op-state{order:3}.op-top>.op-hi{order:4;margin:20px 0 0}.op-top>.sub{order:5;margin:16px 0 0}
.op-top h1{font-size:clamp(30px,3.6vw,46px);margin-bottom:12px}
.op-welcome{color:var(--cobalt);background:var(--signal-2);border-radius:8px;padding:6px 10px;margin:0 0 12px}
.op-hook{font-weight:700;font-size:15.5px;line-height:1.45;color:var(--cobalt);margin:0 0 12px}
.op-state{font-size:14px;color:var(--ink-3);margin:10px 0 0}
.op .crumb{margin:0 0 18px}
.op-ctas .op-note{margin:0}
.cmp-modal-close svg{width:18px;height:18px;margin:auto}
.v-hero--wall{padding:26px 0 10px}
.v-hero--wall h1{font-size:clamp(30px,4.2vw,50px);max-width:24ch;margin-bottom:10px}
.v-hero--wall .welcome{margin-bottom:8px}
.v-hero--wall .op-hook{margin:0 0 12px}
.v-hero--wall .offers{margin-top:14px}
.wall-fine{font-size:12.5px;line-height:1.6;color:var(--ink-3);margin:18px 0 0;max-width:880px}
.offer{min-width:0}
.offer-head{flex-wrap:wrap}
.offer-id{flex:1 1 180px;min-width:0}
.offer-id h3,.offer-feat dd{overflow-wrap:anywhere}
.offer-logo{height:auto;width:auto;max-width:min(190px,100%);max-height:48px}
.offer-logo--card{max-height:none;width:min(120px,34vw);border-radius:8px}
/* the CTA sits right under the facts; "why you might like this" and the review link follow it */
.offer{display:flex;flex-direction:column}
.offer>.offer-why{order:1}.offer>.offer-review{order:2;align-self:flex-start}
.offer-act .offer-cta{order:-1}
@media(min-width:900px){.offer-feats{grid-template-columns:repeat(4,minmax(0,1fr))}}
@media(max-width:759px){
  .op{padding-top:18px}
  .op .crumb{display:none}
  .op-top h1{font-size:clamp(28px,8vw,34px)}
  .v-hero--wall{padding-top:16px}
  .v-hero--wall h1{font-size:clamp(28px,8vw,34px)}
  .offer{padding:18px}
}
@media(max-width:480px){.offer-cta,.op-close .btn{white-space:normal;text-align:center;line-height:1.25}}